Why YSK: Locking your credit with the main 3 places is not enough.

https://innovis.com/ have grown enough to require locking as providers are using them as a single check source.

There’s also https://www.chexsystems.com/ which many banks use for opening checking accounts. They’re unique because they handle accounts that don’t show up in a credit report.

  • jaxiiruff
    14•1 month ago

    Great. How many fucking heads of the hydra are gonna spawn until a law is passed preventing this. I hate dealing with 3 im not gonna bother with these smaller ones. Maybe ill freeze the innovis someday but 4 is absolutely all im willing to bother with.

    • fmstratOPAEnglish
      4•1 month ago

      There are actually hundreds. It’s only important when one gets big enough that they become a single check point, instead of a secondary or backup.